If you find yourself stuck in a rut and a bit short of cash with a week or more to go until you get your next pay check, you needn’t struggle through all those days counting the pennies. There is always the option of borrowing some money off a friend, and if that’s not an option you have available to you something very similar called a payday loan is. Basically, it’s a short-term borrowing to tie you over until the end of the month. There are even payday loans no credit check  should you have a bad credit rating and would normally get turned down for funds by your bank.